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Home
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Programs > Challenged
Credit Loan Program
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Challenged Credit Loan Program
Regardless of your credit
score, F&M Mortgage Group can probably help you consolidate
and reduce high-interest debt, while lowering your monthly
payments. You may actually improve your credit in the
process.
We see your credit challenge as our challenge. We understand
that good people can have bad credit,
and will work with you to find the best rates possible.
If you've experienced the pain and stress of debt, we
can help restore your credit health. Let use design a
loan program that rebuilds your credit while paying off
your largest investment—your home.
Unlike other mortgage companies, we can offer you a second
chance:
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Bankruptcy or Foreclosure:
If you've filed Chapter 11 or lost a previous house,
you can get a second chance. |
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Overdue Bills and Charge-Offs: F&M
Mortgage Group has loan programs that 'overlook'
some of these more common credit blemishes. |
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No Credit History: We can put you
on the path to building a solid credit history and
owning your own home. |
We will work with you to create a thorough review of your
finances, and look for ways to consolidate debt, eliminate
the burden of high-interest loans and lower your monthly
obligations. We’ll help you turn financial goals
into reality!
Improve your credit, save money, reduce debt
Your mortgage, refi or home equity loan is an opportunity
to build, sustain and maintain your most valuable asset—your
home. But home loans offer borrowers another opportunity:
a means to save money and improve your overall financial
picture and financial future.
The F&M Mortgage Group Challenged Credit Loan program
can help you improve your credit, lower monthly payments,
and reduce debt. By consolidating high-interest loans
and credit-card debt into one monthly payment, you'll
also get additional savings, since mortgage interest offers
tax-deductible benefits.
Turned Down Elsewhere?
Have other mortgage companies turned you down? We often
have a lending solution for borrowers who've been turned
down by other lenders because of a bankruptcy or foreclosure,
debt collections and charge-offs, or, even because of
a short credit history or income limitations.
While we can’t perform miracles or create a perfect
credit score overnight, we don’t look at your credit
challenges as roadblocks. Unlike other mortgage companies,
we’ll work with you to clear the obstacles and open
the road to financial freedom--the freedom that solid
credit can deliver. |
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