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Past two (2) years' W-2
statements |
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Pay stubs covering the last (30)
thirty days (borrower and co-borrower) |
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Most recent two (2) months' bank
statements (all pages) |
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Most recent transaction summary of
401K, IRA, or mutual fund accounts (all pages) |
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Photocopies of any stocks or certificates
of deposits |
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Photocopies of drivers license(s)
|
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Copy of the purchase
and sale agreement |
 |
Name, address and telephone number
of your landlord (if you're currently renting) |
 |
Copies of current Homeowners
insurance policies |
 |
Copies of mortgage statement(s) |
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Contact name and telephone number
of your homeowners' association or management company |
 |
Copy of the note of the second trust
(if subordinating) |
 |
Copy of purchase HUD (if paying off
purchase money second) |
 |
A letter of explanation
for any known credit problems |
 |
Copy of petition and
discharge |
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Handwritten explanation of reason
for bankruptcy |
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Evidence of excellent credit since
bankruptcy |
 |
Copies of previous two
(2) years' signed personal tax returns, including
all schedules |
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Copies of previous two (2) years'
corporate returns, a year-to-date profit and loss
statement and balance sheet (if self-employed through
a corporation) |
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A fully-executed divorce
decree |
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Copies of alimony or child support
decrees and payments |
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Copy of Green Card |
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Copy of Visa (if not a Green Card
Holder) |
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Copy Social Security
award letter |
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Copy of pension letter |